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Your mortgage in Spain, done right.

Secure the Right Mortgage—Without Wasting Time, Money, or Risking the Home You Truly Want

Independent advisors. We access the best rates.
Success-based fees only.

Request your free analysis

No obligation. We'll call you back within 24 hours.
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Looking for a property want to know my budget Property found, I need the mortgage I want to compare with my bank offer
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Send Somos Finance collects your data to answer your query. You can exercise your rights of access, rectification, deletion and opposition, among others, according to our Conditions of use and privacy.
SOMOS Finance

The mortgage your bank wouldn’t offer you on your own

  • Have you ever sat down with a bank without knowing whether you were really getting the best deal?
  • Were you declined—or approved, but for less than you need to buy the home you want?
  • Have you had to reconsider the property you had already chosen?
  • Did the bank make you feel like the decision was theirs—not yours?

Request your free analysis

Families across Spain have already secured their mortgage with us under terms their bank never offered them directly.

  • Mortgages secured

    +1.000

  • Carlos and Laura

    Palma · First home

    “We got 0.3 points below what our bank had offered. Over 20 years, that is thousands of euros. Somos Finance handled everything in two weeks.”

The Difference Between a Standard Mortgage and a Strategically Structured Mortgage with SOMOS FINANCE

  • Mortgage Directly with the Bank

    • You visit bank after bank without a clear strategy.
    • You accept the first offer that gets approved.
    • You don’t know if you could qualify for more financing.
    • The process depends entirely on what each bank tells you.
    • You’re making decisions with incomplete information. 

  • A Properly Structured Mortgage with Us

    • We begin by analyzing your full financial profile before making any moves.
    • We compare the best terms from over 20 lenders.
    • We optimize your true borrowing capacity—so you don’t lose the home you really want.
    • The process is designed around you, not the bank.
    • You make decisions based on a clear, complimentary mortgage assessment from day one. 

Why Somos Finance

Start with Your Free Mortgage Assessment

Discover how much you can truly qualify for—and how to structure your mortgage strategically before committing to anything.

What’s included…

  • We work for you

    Not for the bank. We access more than 20 financial institutions to find you the best deal on the market.

    We work for you

  • Pre-approval in 24h

    Know if you can buy before visiting the property. No waiting, no surprises.

    Pre-approval in 24h

  • We only charge if you sign

    No cost until the day of signing. If we do not secure your mortgage, you pay nothing.

    We only charge if you sign

  • All the way to completion

    Full support from the first analysis through to signing at the notary.

    All the way to completion

How it works

Your mortgage in 5 steps

  • Free analysis

    1

    We assess your situation and buying capacity within 24 hours.

  • We call you

    2

    A personal advisor gets in touch with you.

  • Documentation

    3

    We guide you through the documents you need to prepare.

  • We negotiate

    4

    We present your case to the banks and negotiate the best offer.

  • You sign

    5

    We accompany you all the way to the notary signing.

If you have any questions, we'll help you answer them before we begin.

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Send Somos Finance collects your data to answer your query. You can exercise your rights of access, rectification, deletion and opposition, among others, according to our Conditions of use and privacy.
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